Release preview. All scenario pages use the shared audited 2026 calculator engine. Search indexing remains disabled until the final production-domain release.
Explore your comparison

Find the 1099 vs W-2 scenario that matches your decision.

Start with your state, profession, or salary target. Every interactive page feeds into the same audited federal + state engine, so the experience stays consistent while the surrounding guidance changes with the search intent.

By state

State-specific comparisons

Arizona

Flat-rate state context plus contractor break-even.

→
Washington

No broad individual income tax, but contractor costs still matter.

→
Michigan

Michigan tax context with annual and hourly break-even.

→
Ohio

2026 state structure with local-tax scope clearly separated.

→
Colorado

Federal-taxable-income linkage and state modification context.

→
Virginia

Graduated state-tax context for employee vs contractor pay.

→
By profession

Profession-specific decisions

Therapist

Sessions, cancellations, insurance and realistic billable time.

→
LCSW

Care coordination, documentation and contractor overhead.

→
LMFT

Couple/family session mix and effective revenue-producing hours.

→
Nurse Practitioner

Professional costs, state context and 1099 break-even.

→
By salary

Convert W-2 salary into a contractor target

W-2 salary → 1099 rate

Test $80k, $100k, $120k and $150k salary starting points using your actual state and costs.

→
Should I take this 1099 offer?

Return to the main decision calculator and compare your exact offer.

→
One engine, many intents

State and profession pages change context and prefills, not the audited tax rules.

✓
Production gate remains closed.

All pages remain noindex until the final hostname, Cloudflare production route, canonical URLs and approved sitemap are ready. Tax correctness and indexing release remain separate gates.