What your readers will see
The embedded version is intentionally compact: W-2 salary, state, business expenses, self-paid health insurance and billable hours. It returns the modeled annual 1099 target, hourly target and W-2 estimated take-home.
Copy and paste this snippet
Paste the code into an HTML block, custom-code block or article template. The iframe is hosted by Analyze My Income, so updates to the calculator engine are delivered automatically.
Useful for career and contractor content
Help clients turn an employee salary into a realistic contractor floor before negotiating.
Give candidates a neutral way to compare W-2 compensation with contract offers.
Add an interactive answer to articles about independent contracting, hourly rates and switching from employment.
Pair educational content with a planning calculator that covers federal and audited state paths.
Not a simple salary multiplier
The tool does not just add 20% or 30% to salary. It estimates the W-2 take-home for the selected state and solves for the contractor gross that reaches approximately the same modeled take-home after self-employment tax, federal income tax, state tax, entered business expenses and self-employed health insurance. It then divides the annual target by realistic billable hours to produce an hourly break-even rate.
That break-even is a financial planning floor, not a guaranteed market rate. A contractor may still want a higher target for lost employer benefits, contract risk, unpaid downtime or desired business profit.
Simple, free and reader-first
Readers can calculate without creating an account or submitting an email address.
The hosted iframe works as soon as the snippet is added to the page.
The snippet includes a visible Analyze My Income attribution so readers can open the complete calculator and methodology.
The widget clearly states that it is a planning estimate, not tax filing software or individualized professional advice.
Send readers to the calculation they need next
Annual and hourly break-even with detailed guidance.
See which offer leaves more after estimated taxes and costs.
Estimate self-employment tax, federal/state tax and take-home.
Estimate the next federal safe-harbor payment and deadline.